Good news for farmers in Punjab! Chief Minister Maryam Nawaz has launched Kissan Card Phase 2, and this time, the loan limit has been doubled. Now, farmers can get up to Rs 3 lakh as an interest-free loan to support their farming needs.
Let’s break it down simply so every farmer can understand what’s new and how to apply.
What’s Special in Kissan Card Phase 2?
In this new phase, the Punjab government has increased the loan amount from Rs 1.5 lakh to Rs 3 lakh. This means more money for buying important things like:
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Seeds
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Fertilizers
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Pesticides
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Sprays
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Other farm supplies
Out of this Rs 3 lakh, 20% can be used to buy diesel, which is great for managing fuel costs during planting and harvesting.
Also, farmers can now take out 30% of the loan in cash—that’s up to Rs 90,000. This cash can help them manage urgent farm needs quickly.
Extra Support for Wheat Farmers
Wheat farmers are getting even more help. If you grow wheat, the government will give you Rs 5,000 per acre. If you have 5 acres, that’s a total of Rs 25,000 directly from the government.
Plus, there’s a Rs 10 billion subsidy on 9,500 tractors to help more farmers buy farming machines at lower prices.
No Fees, No Deductions
One of the best parts? There are no processing fees or extra charges. You will get the full Rs 3 lakh loan—nothing will be cut from it. This makes sure every farmer gets full support.
Who Can Apply for the Kissan Card?
You can apply if you meet these simple conditions:
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You own 1 to 12.5 acres of land
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You are registered with the Punjab Information Technology Board (PITB)
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You have a valid CNIC
Note: If your CNIC is expired, you must renew it before applying.
Also Read: Everything You Need to Know About CM Punjab’s Rs. 5000/Acre Plan
How to Apply in 3 Easy Steps
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Open the SMS app on your mobile
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Type this message: PKC [space] Your CNIC number (no dashes)
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Send it to 8070
Make sure your SIM has balance to send the message. You will get a confirmation message with further steps.
When Will You Get the Kissan Card?
The government plans to give out cards to 500,000 farmers. The cards will be sent out starting from August 14, and they’ll come through the Bank of Punjab. It’s first come, first served, so apply as soon as possible.
Need Help? Call the Helpline
If you have any questions or problems, just call the helpline at:
📞 0800-17000
They are there to help you with everything related to the Kissan Card.