The Benazir Kafaalat Program has taken a digital leap forward in June 2025. Women who are part of this initiative can now receive their Rs. 13,500 payments directly through ATMs in selected cities across Pakistan. This update is a big relief for those tired of waiting in long queues or depending on middlemen who often deduct unfair amounts. With ATM access, the entire process becomes faster, safer, and more private.
But before you rush to your nearest bank, let’s break down who qualifies for this new service, how it works, and what you need to know.
Who Can Use the ATM for Kafaalat Payments?
Not everyone can withdraw their funds from an ATM just yet. This service is only available to a specific group of women who meet the following conditions:
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They must already be enrolled and officially approved under the Benazir Kafaalat Program.
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Their biometric and CNIC information must be updated and verified with NADRA.
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They must have completed the required verification in April or May 2025.
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They need to be living in one of the cities where the ATM rollout has been activated.
If you recently got an eligibility confirmation via 8171 SMS or through the BISP portal, and you live in an approved city, you’re good to go. But if you’re unsure, it’s best to check your status first to avoid unnecessary trips.
Easy Guide to Withdrawing Rs. 13,500 via ATM
The government has tried to make this as user-friendly as possible. If you’re eligible, here’s what to do:
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Head to an ATM from an approved bank – like HBL, Bank Alfalah, or Bank of Punjab.
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Insert your original CNIC (the machine reads it like a debit card).
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Choose the biometric verification option.
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Scan your thumb or finger.
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After successful verification, tap “Withdraw Funds” and enter the amount: Rs. 13,500.
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Confirm the transaction, and the machine will dispense your cash.
Make sure your CNIC isn’t expired and that your fingerprints are clear. Sometimes, worn fingerprints can cause issues, especially for older women. If that happens, there are solutions — more on that below.
Where Can You Use the ATM Service?
This ATM feature isn’t available everywhere just yet. The rollout is happening in phases, starting with major cities that have strong banking infrastructure and ATM networks. Here are the cities where this service is currently live in June 2025:
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Karachi
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Lahore
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Islamabad
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Rawalpindi
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Faisalabad
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Multan
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Peshawar
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Gujranwala
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Bahawalpur
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Quetta
More locations may be added soon, depending on how smoothly the system runs in these initial areas.
Also Read: Check BISP PMT Score Online for June 2025 Eligibility
What If You Face Technical Issues?
Don’t worry if your first attempt doesn’t work. Here’s how to deal with common problems:
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Fingerprint not working? Try washing and drying your hands. If that doesn’t help, use another finger or visit NADRA to refresh your biometric data.
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ATM not responding? Try a different machine or go during off-peak hours.
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CNIC rejected? It might be expired or not verified. Visit NADRA or your local BISP office for help.
If your payment doesn’t show up right away, give it 24 hours after receiving the confirmation SMS. Payments may take some time to appear in the system.
Banks That Support BISP ATM Withdrawals
Only specific banks are authorized to handle these transactions. These include:
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HBL (Habib Bank Limited) – available in most areas.
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Bank Alfalah – active in several cities.
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Bank of Punjab – for Punjab region.
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JazzCash and Easypaisa – useful for mobile-based services in urban zones.
Stick with these banks to ensure your transaction is secure and smooth.
How to Check If You’re Eligible
To avoid unnecessary trips, check your eligibility before visiting an ATM:
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Open the SMS app on your mobile.
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Type your CNIC number (without dashes or spaces).
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Send it to 8171.
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Wait for the confirmation message.
If it says you’re not eligible, you might need to complete or update your registration at a BISP center.
Need Help or Want to Report an Issue?
If you’re facing a serious problem that you can’t fix at the ATM, don’t stress. Here are official ways to get support:
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BISP Helpline: Call 0800-26477 (toll-free).
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Online Support: Visit www.bisp.gov.pk.
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Local Help: Visit your nearest BISP office with your CNIC for hands-on support.
Avoid using agents or middlemen—they often charge illegal fees and can delay your payment.
Final Thoughts
The ATM withdrawal option for Benazir Kafaalat Program is a game-changer. It puts financial control directly into the hands of women, cutting out the middlemen and long waits. If you’re eligible and live in one of the selected cities, this is your chance to collect your payment quickly, safely, and independently.
Stay updated, keep your documents ready, and take advantage of this modern and secure payment method.