The Punjab government, under the leadership of CM Maryam Nawaz, has launched the Punjab Kisan Card 2025 to help farmers across the province. This card gives farmers access to interest-free loans, discounts on fertilizers and seeds, and free farming tools. The goal is simple: support small and poor farmers so they can grow more crops and earn more money — without needing to go to middlemen or loan sharks.
Let’s walk you through everything you need to know — step by step — to apply for this card and start getting benefits right away.
What is the Punjab Kisan Card 2025?
The Punjab Kisan Card is a smart farming solution. With this card, farmers can:
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Get interest-free loans of up to PKR 150,000 per crop season.
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Buy fertilizers, seeds, and pesticides at a discount.
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Use part of the loan to buy diesel for their tractors or water pumps.
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Get free tractors or laser land levelers, depending on the size of their land.
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Withdraw part of the loan in cash for other farming needs.
All this is done in a clear and easy way, without any agent or middleman. Everything is direct from the government to the farmer.
Who Can Apply? Punjab Kisan Card Eligibility
To apply for the Punjab Kisan Card, you need to meet the following basic conditions:
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You must own 1 to 25 acres of agricultural land in Punjab.
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Your land must be verified through the Punjab Land Record Authority (PLRA).
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You must have a valid CNIC (ID card).
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The mobile number you use must be registered in your own name.
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You must not have any unpaid loans or defaults.
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You must be actively working as a farmer.
If you meet all these conditions, you’re ready to apply!
Also Read: BISP Payments for June 2025 Begin: Check Your Cluster and Bank Details
How to Apply for the Punjab Kisan Card – Step-by-Step Process
Here’s how you can register and get your Punjab Kisan Card in a few simple steps:
Step 1: SMS Registration
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Take your mobile phone and send an SMS.
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Type:
PKC <space> Your CNIC Number -
Send this message to 8070
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You’ll get a reply confirming your registration.
Step 2: Biometric Verification
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Visit the nearest HBL Konnect shop.
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Do your thumbprint verification.
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Open a mobile wallet account on your CNIC.
Step 3: Buy Token Bundle
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Pay PKR 500 at the shop to buy the Kisan Token Bundle.
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This is a one-time registration fee.
Step 4: Submit Documents
Go to your local Agriculture Tehsil Office and submit the following:
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Your original CNIC
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A copy of your land ownership papers
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The SIM card used during SMS registration
Step 5: Receive Your Kisan Card
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Once your documents are verified, you’ll get a message.
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Within 15 to 20 days, collect your card from the agriculture office.
That’s it! Once you have your Kisan Card, you can start using it to get all the benefits.
What Will You Get With the Kisan Card?
Here’s a quick look at what’s in it for you:
| Benefit | Details |
|---|---|
| Loan Amount | Up to PKR 150,000 (per crop season) |
| Loan Type | Interest-Free |
| Input Subsidies | Discounts on seeds, fertilizers, pesticides |
| Diesel Purchase | Use up to 20% of loan for diesel |
| Cash Withdrawal | Withdraw up to 30% of loan as cash |
| Free Tools | Tractors (25+ acres) or Laser Levelers (12.5–25 acres) |
Final Words: Why You Should Apply Today
If you’re a farmer in Punjab, this card can change your life. It gives you money when you need it, without interest. It helps you buy quality seeds and fertilizers. It gives you access to better tools. Most importantly, it keeps you in control — no middleman, no tricks.
So don’t wait. Check if you qualify, follow the simple steps, and apply for the Punjab Kisan Card 2025 today.