Launched by CM Maryam Nawaz, the Parwaz Card 2025 offers Rs. 3 million interest-free loans for overseas Pakistani students. Turn your ideas into thriving businesses in Punjab — fast, simple, and fully supported.
_وزیر اعلیٰ پنجاب مریم نواز بغیر سود کا قرض پروگرام
Features of Parwaz Card 2025 Scheme
| Feature | Details |
|---|---|
| Loan Amount | Tier 1: Up to Rs. 5 lakh (no collateral), Tier 2: Up to Rs. 3 million (with collateral) |
| Interest Rate | 0% — fully interest-free |
| Eligible Applicants | Overseas Pakistani students, age 25–55, Punjab origin, CNIC/NICOP, NTN registered |
| Focus Areas | Technology, clean energy, education, women/youth-led businesses |
| Application | Online portal with easy document upload |
| Support | e-Khidmat Markaz helpline 1786 for guidance |
This program ensures serious entrepreneurs benefit, fostering youth-led business development across Punjab.
Who Can Apply For Parwaz Card 2025 Scheme?
what requirements you need to meet:
Punjab origin residents
Age 25–55 years
Valid CNIC or NICOP
Registered NTN and proof of tax filing
Detailed business plan for Punjab-based investment
Collateral proof for loans above Rs. 5 lakh
This guarantees that viable, high-potential projects receive support.
Loan Tiers and Benefits
| Tier | Loan Limit | Collateral Required | Suitable For |
|---|---|---|---|
| Tier 1 | Up to Rs. 5 lakh | No | Small startups, low-risk ideas |
| Tier 2 | Up to Rs. 3 million | Yes | Registered businesses, large-scale ventures |
The tiered system allows flexible access for both small-scale and ambitious projects.
Required Documents
Applicants must submit:
CNIC/NICOP
NTN certificate and tax return proof
Detailed business plan (cost, scope, impact)
Proof of residence or study abroad
Collateral documents for Tier 2 loans
These documents ensure smooth verification and transparency.
Online Application Guide For Parwaz Card 2025
Visit the official Parwaz Card portal.
Click “Apply Now”.
Fill in your personal details (CNIC, mobile, email, NTN).
Select your loan tier.
Upload scanned documents.
Submit the application.
Receive SMS/email confirmation.
Loan disbursement begins via bank/digital platform after approval.
This digital application process for government loans makes it accessible from anywhere in the world.
Why Overseas Students Should Apply
Gain interest-free loans up to Rs. 3 million
Transform education and skills into Punjab-based businesses
Create employment opportunities and contribute to economic growth
Special support for women and youth-led ventures
Align with Asaan Karobar Scheme 2025 for smoother startup processes
Support for Women and Youth Entrepreneurs
The Parwaz Card Program 2025 emphasizes financial inclusion:
Women entrepreneurs receive fast approvals
Guidance in education, renewable energy, and tech sectors
Encourages youth-led innovation
This approach promotes gender equality and success.
Parwaz Card 2025 Impact Overview
| Metric | Potential Impact |
|---|---|
| Number of beneficiaries | Thousands of overseas Pakistani students |
| Jobs created | Hundreds per approved business |
| Investment in Punjab | Rs. billions in clean energy, tech, and services |
| Women/youth participation | High due to targeted support |
This shows how the program directly contributes to Punjab’s economic development.
FAQs – Parwaz Card 2025 for Overseas Students
Q1: Can I apply from anywhere abroad?
Yes, the online portal allows applications from any country.
Q2: Are these loans truly interest-free?
Absolutely — CM Punjab interest-free loan program ensures zero markup.
Q3: How long is the approval process?
Typically a few weeks, depending on document verification.
Q4: Where to get help if needed?
Call e-Khidmat Markaz helpline 1786 or visit a local center in Pakistan.
Q5: Do women-led businesses get priority?
Yes, female entrepreneurs enjoy simplified documentation and faster approval.
Final Words
Overseas Pakistani students, this is your chance to shape Punjab’s future. With zero-interest loans, fast online applications, and full support, the Parwaz Card 2025 transforms your ideas into real businesses. Apply today — lead, innovate, and create jobs at home.
Also Read: STI Jobs 2025 Phase 2
Mujtaba is a verified content writer at WSP2025Punjab.pk, known for publishing easy-to-understand guides on Pakistani Government Programs. His simple Urdu-English articles help families stay updated on BISP, Ehsaas, and Punjab Welfare Schemes.