What Is a PMT Score?
The PMT score is a method employed by the Benazir Income Support Programme (BISP) to determine which families in Pakistan are to be given financial assistance. The score takes its origins from a survey that examines the living standard of families, such as income, education, housing, and household belongings.
The lower the score, the poorer the household is ranked. Low PMT–score families have more chance of assistance from BISP and other government welfare schemes.
Why PMT Score Is Important
Pakistan has millions of needy families, but there is not enough to go around. The government cannot assist all of them, so a fair and intelligent choice is made using the PMT score.
The score:
- Makes sure only those needy families receive assistance
- Avoids fraud or fake claims
- Makes the process transparent and fair
This system ensures that BISP reaches the neediest people.
How Is the PMT Score Calculated?
The PMT score is derived from information gathered by the NSER survey. Officials go door to door and gather the following information:
- Household’s monthly income
- Family members of children, elderly, or disabled individuals
- Children’s school attendance
- Type of house (kacha or pakka)
- House ownership or rental
- Electricity, water, and gas usage
- Vehicle, livestock, or electronic appliances ownership
This data is input into a computer system that computes a score between 0 and 100.
What Do the PMT Scores Mean?
Your PMT score determines whether you’re eligible for BISP support. Here’s what it means:
🟢 0–16: High Priority
- Automatically included in BISP assistance
- Covered in initiatives such as Kafalat, Taleemi Wazaif, Nashonuma
- No additional checks needed
🟡 17–32: Medium Priority
- May be included based on region, gender, or funding
- Applications reassessed prior to approval
- Could be included during emergencies or in special initiatives
🔴 Above 32: Not Eligible
- Regarded as financially above the poverty line
- Eligible only for emergencies, not regular BISP support
- May reapply if future financial circumstances are different
Can the PMT Score Be Updated?
Yes. In case your circumstances change, you can ask for a re–survey. This could occur if:
- The key breadwinner loses his/her job
- A family member dies
- You become seriously ill or disabled
- There is a natural disaster such as flooding
- You divorce or get separated
To apply for a re-survey:
- Visit your local BISP or NSER registration office
- Bring your original CNIC
- Ensure all your household details are accurate
Benefits of Having a Low PMT Score
If your score is 0–32, you can be eligible for:
- Quarterly cash transfers
- School stipends through Taleemi Wazaif
- Women and child health and nutrition assistance
- Emergency financial assistance during calamities
- Skill development or savings schemes, particularly for women
These benefits aim to sustain poor families, enhance their lifestyle, and make them financially independent.
Common Questions About PMT Score
Q: How do I verify my PMT score?
You may verify by checking at a BISP center, NSER desk, or by contacting the official BISP helpline.
Q: I have low income. Why am I not selected?
The system considers many things—not only income. If you have a pakka house, have a car, or possess other assets, your score could still be over 32.
Q: What documents do I keep current?
- Valid CNIC
- Family information (wedding, kids, deaths)
- School reports for kids
- Current phone number for official updates
PMT Score Summary Table
| PMT Score | Category | Eligibility |
|---|---|---|
| 0–16 | High Priority | ✅ Eligible for aid |
| 17–32 | Medium Priority | ⚠️ Possibly eligible |
| 33+ | Not Eligible | ❌ No regular support |
Final Thoughts: Know Your Score, Know Your Rights
Understanding your PMT score is important. It helps you know whether your family can get help from BISP or not. If you qualify, you can access life–changing support for food, health, education, and more.
If your score is high but your situation changes, request a re–survey. Keeping your records updated gives your family the best chance of receiving aid.
Your PMT score is more than just a number—it’s your key to support in difficult times.
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Disclaimer: This article is for educational use only. We are not connected to BISP or any government body. For official updates, visit the [BISP website]