The Punjab government has taken a historic step to help low-income families with the launch of the Apni Zameen Apna Ghar Program. This initiative, led by Chief Minister Maryam Nawaz Sharif, offers free 3-marla residential plots to the homeless and needy people of Punjab. If you’re struggling to afford a home or don’t own any property, this scheme could change your life. You can apply online through the official portal at azag.punjab.gov.pk with a few simple steps.
Let’s break down everything you need to know.
What Is the Apni Zameen Apna Ghar Program?
This scheme is part of the Punjab government’s vision of “Housing for All”. It’s managed by the Punjab Housing and Town Planning Agency (PHATA) and aims to give free plots to people who truly deserve them. In the first phase, over 1,800 plots are being allotted across 19 districts of Punjab. The program is built to be transparent, fair, and focused on the most vulnerable communities.
Whether you’re a daily wage earner, a widow, or someone without land, this scheme opens the door to finally owning a home.
Who Can Apply – Eligibility Criteria
To ensure that only the right people benefit, the government has set strict eligibility rules:
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Must be a permanent resident of Punjab.
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Applications are only valid within your own home district.
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You (and your spouse or dependent children) must not own any house or plot in Pakistan.
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You should have no criminal record.
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Must not be a bank defaulter.
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All information provided must be true and accurate.
These conditions ensure the plots go to those who need them the most and keep the process fair.
Which Districts Are Included in Phase 1?
The first rollout of this program includes 19 districts. Here’s a quick look at some of the key districts and the number of plots:
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Jhelum: 730 plots
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Kasur: 388 plots
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Faisalabad: 257 plots
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Lodhran: 218 plots
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Okara: 130 plots
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Layyah, Bhakkar, Sahiwal, Sargodha, Khushab: Dozens of plots in each
In total, around 2,000 plots are being distributed in this phase. Districts with larger low-income populations have been prioritized.
How to Apply Online for a Free Plot
The application process is 100% digital and user-friendly. Here’s a step-by-step guide:
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Visit the Website
Go to azag.punjab.gov.pk -
Create an Account
Sign up using your CNIC number and create a password. -
Fill Out the Application Form
Provide your personal info, family details, income status, and housing condition. -
Upload Required Documents
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CNIC copy
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Recent photos
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Family Registration Certificate (FRC)
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Income proof
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Utility bill or rent agreement
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Bank statement
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Affidavit of no property ownership
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Submit & Track
Double-check all entries and submit your application. Use your dashboard to track the status.
If you face any technical issues, there’s a helpline available: 0800-09100
Also Read: How to Apply for CM Punjab Wheat Support Program 2025
Key Terms & Rules You Must Follow
Once you are allotted a plot, there are a few important conditions:
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Start construction within 6 months, and complete it within 2 years.
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No resale, transfer, or lease of the plot for 5 years.
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Plot must be used for residential purposes only.
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Inspections may occur at any time to ensure rules are followed.
Breaking these rules can result in cancellation without compensation.
Final Thoughts
The Apni Zameen Apna Ghar Program is a once-in-a-lifetime chance for many struggling families. It brings hope, security, and dignity to those who’ve lived without a place to call their own. If you meet the eligibility criteria, apply today. This could be the first step toward building the life you’ve always dreamed of – in your own home, on your own land.
FAQs
1. Can anyone in Punjab apply for this scheme?
Only permanent residents who don’t already own property in Pakistan and meet the criteria can apply.
2. Is there any fee to apply?
No, applying through azag.punjab.gov.pk is completely free.
3. What happens if someone lies in the application?
False information can lead to immediate disqualification and legal action.
4. Can I apply if I live in a rented house?
Yes, as long as you don’t own any property and meet other eligibility requirements.
5. Can the plot be used for commercial purposes?
No. It must only be used to build a house. Commercial use is strictly prohibited.